Investing with a Focus on Low Costs and the Long Term

Know what you own………..and what you owe

MinimizeInvestment Costs, Advisory Fees, Tax Obligations

Utilize:  Mutual Funds and Exchange Traded Funds.

DiversifyBased on global importance, historical returns and correlations  and “reversion to mean”

Index:  Avoid “stock picking” and own the market to get efficient, economical exposure.

Rebalance and Monitor RegularlyFinancial planning is a dynamic process.

Important Savings from Low Costs

The exhibit shows that a savings of .85% in fees and expenses each year on a $2 mil. portfolio ($17,000), accumulated and grown at 6% pretax over ten years, is significant, approximating over $220,000.





Contact Cooper Lapman Financial to learn more about our approach to planning and investments.